Sethurathnam Ravi – Articles
Sethurathnam Ravi (S Ravi) is the Founder and Managing Partner of Chartered Accountants’ firm Ravi Rajan & Co., an advisory and accountancy firm and former Chairman of Bombay Stock Exchange Limited (BSE) between November 2017 and February 2019
At 75, Prime Minister Modi’s leadership reflects structural reforms, global ambition, and a drive to deliver inclusive growth Wishing the Prime Minister good health and every success on his 75th birthday. It is a remarkable achievement to serve a third term as Prime Minister, presiding over a stable and successful government. From the outset of […]
A Vision Of Strength: Key Milestones Under The Third Term Read More »
By Sethurathnam Ravi In today’s uncertain financial landscape, Gold Exchange-Traded Funds (Gold ETFs) are emerging as one of the smartest ways to hedge against inflation and market volatility. These investment tools combine the timeless appeal of gold with the convenience of modern financial platforms—making them a compelling addition to any portfolio. Gold ETFs: A Modern
Protecting Your Portfolio: Why Gold ETFs Are a Smart Inflation Hedge Read More »
Recognizing the importance of a strong components ecosystem, the government notified the ECMS with a budget of ₹23,000 crore. This scheme aims to boost the domestic manufacturing of passive electronic components, sub-assemblies, and capital equipment for electronics production. The Indian government has been actively promoting the growth of domestic electronics manufacturing through various strategic initiatives.
Make in India: PLI schemes & infra development powering growth in electronics sector Read More »
To unlock India’s potential as a global financial powerhouse, out-dated capital market regulations must evolve in step with digital innovation, investor behaviour, and cyber security challenges. Indian capital markets have undergone revolutionary transformation since liberalisation of the economy in 1991. The post-liberalisation period’s digital revolution redefined the financial landscape, as technology-enabled models of stockbroking and
Modernizing Capital Market Regulations: A Blueprint for India’s Digital Financial Future Read More »
CBDCs can reshape India’s financial landscape by enhancing inclusion, transparency, and efficiency—if built on trust, innovation, and strong policy safeguards. India is on the threshold of a new age of finance with Central Bank Digital Currencies (CBDCs)—state-backed digital currencies that hold the potential to revolutionize the way we save, spend, and make payments. While crypto
Introduction: The Rise of “The Algorithmic Sentinel” in Banking As the digital transformation of the banking sector accelerates, Artificial Intelligence (AI) has emerged as a transformative force—both a powerful defense mechanism and a potential vulnerability. AI in banking cybersecurity is reshaping how financial institutions detect threats, respond to attacks, and manage risks. But along with
AI in Banking Cybersecurity: A Double-Edged Sword of Innovation and Risk Read More »
In the financial year 2024, India recorded an astounding 164 billion digital payments—a number that makes me pause and marvel at how far we’ve come. For someone who’s witnessed the banking transformation in India, this milestone isn’t just a statistic; it’s a reflection of a nation embracing change with open arms. From pioneering the Unified
India’s Digital Payment Revolution: Trends Redefining the Future Read More »
Your credit score is a powerful financial tool that can shape your financial future and a good credit score can open relevant doors. Building a strong credit score is a gradual process that requires discipline and financial responsibility Sethurathnam Ravi The average credit score for Indians last year was 715 as per a credit monitoring
Guide To Building And Understanding Your Credit Score Read More »
REs shall facilitate the easy administration of IT and cyber governance and compliance, in place of the prevalent multiple circulars The new comprehensive master direction on information technology governance, risk, controls and assurance practices to be implemented by Regulated entities (REs) comprising of scheduled commercial banks (excluding regional rural banks); small finance banks; payments banks;
RBI Mandates IT Services Framework For REs Read More »
The growth and development of a nation are continuous processes, and the aim is to make India a developed nation in the next 20-25 years The coming 30th May will see the completion of nine years of the Modi-led NDA government. PM Modi and his team have taken multifarious strides to enhance governance, financial inclusion,
Modi@9: Decoding PM’s Contribution To India’s Growth Story Read More »